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Aerial view of fall colors in Princeton, New Jersey.

New Jersey's 9 Best Retirement Towns Ranked

Retirement is about more than just good healthcare鈥攊t鈥檚 about finding a forever home that offers community, activities and opportunities. Whether you鈥檙e looking to settle down in a charming little town with lots of activities or spend your retirement surrounded by unique natural landscapes, New Jersey has plenty of options. Here are nine of the best retirement towns in the state, based not only on healthcare facilities but on quality of life and community as well.

Princeton

Shoppers and pedestrians near Tudor-style building on Witherspoon Street in Princeton, New Jersey
Witherspoon Street in Princeton, New Jersey. Editorial credit: Benjamin Clapp / Shutterstock.com

With its Ivy League prestige, beautiful architecture, and rich cultural scene, Princeton is an ideal retirement town for those who love history, education, and a vibrant community. Strolling through Princeton University鈥檚 stunning campus, with its Gothic-style buildings and well-manicured gardens, is a joy in any season. For history lovers, Princeton Battlefield State Park offers a chance to walk the grounds of a pivotal moment in the American Revolution. Visitors can explore the Clarke House Museum, which served as a field hospital during the battle and still contains period artifacts.

Sunrise in Princeton, New Jersey.
Sunrise in Princeton, New Jersey.

Meanwhile, McCarter Theatre Center is a cultural hub that keeps the town鈥檚 artistic spirit alive. This Tony Award-winning venue hosts an impressive lineup of Broadway-caliber plays, classical concerts, and contemporary dance performances. Whether it鈥檚 a Shakespearean classic, a jazz ensemble, or a thought-provoking new play, McCarter Theatre ensures there鈥檚 always something exciting to experience. Healthcare in Princeton is top-tier, thanks to Penn Medicine Princeton Health, which provides comprehensive medical services, including geriatric care. The town also offers excellent retirement communities such as Princeton Windrows and Maplewood at Princeton, which provide a range of senior living options with high-end amenities.

Montclair

Dunkin Donuts store in Montclair, New Jersey
Dunkin Donuts store in Montclair, New Jersey. Editorial credit: quiggyt4 / Shutterstock.com

The Montclair Art Museum, founded in 1914, houses American and Native American art, including works by Winslow Homer and Georgia O鈥橩eeffe. Beyond its exhibits, MAM also offers workshops and lectures, making it a fantastic place for retirees to take up a new hobby or deepen their appreciation for the arts. For those who love live performances, the historic Wellmont Theater is a must-visit. Originally built as a silent movie house in 1922, the beautifully restored venue now hosts a dynamic lineup of events, from rock concerts and Broadway-style plays to stand-up comedy from top comedians.

Edgemont Park in Montclair, New Jersey
Edgemont Park in Montclair, New Jersey. Editorial credit: Brian Logan Photography / Shutterstock.com

Nature lovers can find peace at the Van Vleck House & Gardens, a serene retreat tucked away from the bustle of town. Once a private estate, this botanical haven now welcomes visitors to explore its beautifully maintained grounds.. The gardens also host meditation sessions, birdwatching walks, and gardening workshops making it the perfect place to immerse yourself in the community. During spring, the Presby Memorial Iris Gardens come alive with a breathtaking explosion of color. Home to over 10,000 irises representing more than 1,500 varieties, this seasonal attraction is often called the 鈥淩ainbow on the Hill.鈥 From delicate pastel shades to deep, velvety purples, the display is a dream.

Healthcare is well-covered in Montclair with the Hackensack Meridian Mountainside Medical Center, which provides comprehensive senior care. The town鈥檚 retirement communities include Montclair Inn and Montclair Manor. Montclair Manor, in particular, stands out as a family-run establishment that fosters a warm, home-like environment.

Red Bank

Aerial view of Red Bank, New Jersey.
Aerial view of Red Bank during the day, New Jersey.

If you dream of retiring by the water, Red Bank is a fantastic choice along the Navesink River, which combines scenic waterfront beauty with a charming downtown, a thriving arts scene, and plenty of opportunities for relaxation and entertainment. Since 1926, the Count Basie Center has hosted legends like Tony Bennett and Bruce Springsteen. It still features top concerts, theater, and comedy.

Aerial Sunset Red Bank, New Jersey.
Aerial view Red Bank at sunset, New Jersey.

Just a short stroll away, the Two River Theater offers an intimate yet 海角社区-class theater experience. Known for premiering bold, innovative plays, this venue frequently produces original works that later make their way to Broadway. For those who prefer peaceful outdoor activities, Riverside Gardens Park is a picturesque retreat with breathtaking views of the Navesink River. The park features lush flower beds, shaded benches, and a walking path that鈥檚 perfect for an afternoon stroll. It鈥檚 also an ideal spot for yoga classes, birdwatching, and outdoor movie nights during the summer months. If you鈥檙e partial to a bit of antique shopping, the Antique Center of Red Bank is a treasure trove of vintage finds. This multi-dealer marketplace is packed with rare collectibles, classic furniture, retro decor, old vinyl records, and unique jewelry.

HMH Riverview Medical Center ensures that seniors have access to high-quality healthcare, including 海角社区-class Geriatric, Urology, and Surgery departments. The Atrium at Navesink Harbor provides waterfront, apartment-style senior living with a variety of amenities, and boasts top-notch staff and food service.

Westfield

Mindowaskin Park in the town of Westfield, New Jersey.
Mindowaskin Park in the town of Westfield, New Jersey.

With its picturesque downtown, lively community events, and abundance of green spaces, Westfield offers retirees a balanced lifestyle that blends small-town charm with modern conveniences. Downtown Westfield is a delightful mix of old and new Strolling along its tree-lined streets, you鈥檒l find boutique shops, high-end clothing stores, cozy caf茅s, and fine dining restaurants. One standout is Chez Catherine, a beloved French restaurant known for its classic escargots, delicate souffl茅s, and rich coq au vin鈥攁 perfect spot for a refined evening out. Or if you prefer something more casual, Vicki鈥檚 Diner, a retro-style eatery, is a local institution serving up golden pancakes, classic Reuben sandwiches, and comforting homemade meatloaf.

Westfield, New Jersey, USA.
Westfield, New Jersey, USA. Editorial credit: DW labs Incorporated / Shutterstock.com

Mindowaskin Park, with its walking paths, gardens, and pond, is perfect for a peaceful stroll or a quiet afternoon. The park also hosts summer concerts and seasonal festivals, bringing the community together for lively outdoor gatherings. For nature enthusiasts, the Reeves-Reed Arboretum is a true hidden gem. This 13.5-acre historic estate offers stunning formal gardens, forested trails, and seasonal flower displays. The arboretum also hosts gardening workshops, nature walks, and art exhibits, making it an enriching place to visit throughout the year.

Healthcare is easily accessible, as Overlook Medical Center is just 15 minutes away and offers specialized geriatric care, as well as in-home rehabilitation services, and some of the best heart care in the region. Westfield Senior Citizens Housing provides affordable and comfortable living options for retirees looking to downsize without sacrificing convenience. Seniors who called this housing facility home will be pleasantly surprised by the availability of 24/7 maintenance, on-site laundry, exercise equipment, and a library.

Morristown

Overlooking Morristown, New Jersey.
Overlooking Morristown, New Jersey.

Steeped in Revolutionary War history, Morristown offers a rich blend of historic charm and modern convenience. The Morristown National Historical Park preserves key sites from the war, including Washington鈥檚 Headquarters at Ford Mansion, where visitors can tour the home where George Washington planned military strategies. The nearby Jockey Hollow Encampment offers scenic walking trails through historic battlefields and reconstructed soldier huts, providing insight into the harsh conditions of the Continental Army. Historic Speedwell, the 'Birthplace of the Telegraph,' showcases the Vail House and Factory, where Morse and Vail developed their invention. For arts lovers, the Mayo Performing Arts Center offers a diverse lineup of concerts, Broadway-style productions, and comedy shows in an elegant, historic venue. Whether it鈥檚 a classical symphony or a lively musical, there鈥檚 always something to enjoy.

Speedwell dam waterfall, on Whippany River, along Patriots path, in Morristown, New Jersey.
Speedwell dam waterfall, on Whippany River, along Patriots path, in Morristown, New Jersey.

Nature enthusiasts will love the Frelinghuysen Arboretum, a 127-acre retreat featuring winding walking paths, lush gardens, and seasonal flower displays. Visitors can join gardening workshops, birdwatching tours, or simply relax by the scenic fountains. Morristown Medical Center, a top-rated hospital, provides excellent senior healthcare services. Retirement communities such as Spring Hills Morristown offer assisted living with personalized care plans, ensuring that residents receive the support they need while maintaining an active lifestyle.

Summit

Harlem, Manhattan, with Cliffside Park, NJ
Harlem, Manhattan, with Cliffside Park, NJ, in the foreground. Editorial credit: Bildgigant / Shutterstock.com

Summit is a charming suburban town with a lively downtown, excellent dining, and a strong sense of community. The Reeves-Reed Arboretum, a historic estate turned botanical garden, features seasonal flower displays, walking trails, and guided tours of its beautifully preserved 19th-century home. Visitors can join horticulture workshops, enjoy outdoor concerts, or simply relax among the vibrant wildflowers. For creative retirees, the Visual Arts Center of New Jersey offers hands-on art classes in painting, sculpture, and ceramics, as well as rotating exhibits showcasing contemporary artists. Community engagement is strong in Summit, with events like the Summit Farmers Market, where locals gather for fresh produce, artisan goods, and live music. Seasonal festivals, such as Summit Downtown鈥檚 Restaurant Week and Summer Street Fairs, bring the town to life with outdoor dining, entertainment, and craft vendors.

People having lunch in Summit, New Jersey, USA
People having lunch in Summit, New Jersey, USA. Editorial credit: DW labs Incorporated / Shutterstock.com

Summit鈥檚 walkable downtown features boutique shops, caf茅s, and top restaurants. Retirees can enjoy a meal at The Huntley Taverne, known for its seasonal farm-to-table dishes, or grab coffee at Boxwood Coffee Roasters, a local favorite for its house-roasted beans and relaxed atmosphere. For outdoor enthusiasts, the Watchung Reservation provides miles of scenic hiking trails, peaceful lakes, and picnic spots. Birdwatching, horseback riding, and nature programs at the Trailside Nature & Science Center make it a great place for year-round exploration.

Overlook Medical Center, the same top-rated hospital that serves Westfield, ensures comprehensive healthcare for retirees. Upscale senior living communities such as Brandywine and Sunrise of Summit offer various levels of care, from independent living to assisted services.

Haddonfield

Sidewalk view in Haddonfield, New Jersey
Sidewalk view in Haddonfield, New Jersey. Editorial credit: EQRoy / Shutterstock.com

Haddonfield is a picturesque town steeped in colonial history, known for its walkable downtown, tree-lined streets, and vibrant local culture. Haddonfield Historic District features well-preserved 18th- and 19th-century buildings. History buffs will appreciate the Indian King Tavern Museum, where New Jersey鈥檚 first state legislature met in 1777鈥攖he guided tours bring Revolutionary War history to life. Shopping in Haddonfield is a delightful experience, with boutique stores, artisan gift shops, and locally owned businesses lining Kings Highway. Visitors can browse unique home d茅cor at The Polished Plate, discover handcrafted jewelry at Haddonfield Fine Jewelers, or stop by Samantha鈥檚 for stylish clothing.

The historic town of Haddonfield, New Jersey
The historic town of Haddonfield, New Jersey. Editorial credit: Olga V Kulakova / Shutterstock.com

For a dose of nature, the Pennypacker Park Dinosaur Site is a fascinating destination, where fossils of the Hadrosaurus鈥攖he first nearly complete dinosaur skeleton found in North America鈥攚ere discovered. Locals also enjoy walks through Crows Woods Nature Preserve, a peaceful retreat with wooded trails and open fields. Virtua Our Lady of Lourdes Hospital provides high-quality healthcare services, including geriatric care. Harmony Village CareOne at Cherry Hill offers assisted living with personalized support. With its small-town charm, rich history, and close-knit community, Haddonfield is an excellent choice for retirees looking for a relaxed yet engaging lifestyle.

Flemington

House with British and American flags, Teaberrys Tea Room, Flemington, New Jersey
Teaberrys Tea Room, Flemington, New Jersey. Image credit jonbilous via Adobestock

Flemington has something for everyone with its boutique shops, rich local history, and small-town hospitality. The Flemington Historic District boasts well-preserved Victorian and Colonial architecture, and a stroll down Main Street reveals landmarks like the Historic Hunterdon County Courthouse, where the famous Lindbergh kidnapping trial took place. Liberty Village Outlet offers discounts on brands like Calvin Klein and Coach. If you prefer unique, locally made goods, Stangl Factory Farmers鈥 Market is a weekend favorite, featuring artisan vendors, fresh produce, and live music.

Northlandz is a model railroad layout and museum located near Flemington, New Jersey
Northlandz is a model railroad layout and museum near Flemington, New Jersey. Image credit Helen89 via Shutterstock.

The Historic Union Hotel, a beautiful 19th-century inn, adds to the town鈥檚 character and is being restored into a lively gathering place. Meanwhile, Lone Eagle Brewing is a favorite among locals, serving craft beers in a welcoming taproom with regular live music and trivia nights. For a serene walk, head over to Deer Path Park where wooded trails, open fields, and a scenic pond provide a relaxing retreat. The park also hosts summer concerts and community events, adding to Flemington鈥檚 lively atmosphere. Hunterdon Medical Center provides top-notch healthcare services, while Independence Manor offers assisted living with various amenities. Flemington鈥檚 combination of history, shopping, and accessibility makes it an appealing retirement destination.

Somerville

View of downtown Somerville, New Jersey
View of downtown Somerville, New Jersey. Editorial credit: EQRoy / Shutterstock.com

Somerville is a small town known for its lively downtown, cultural attractions, and welcoming community. Its Main Street district is packed with local boutiques, antique stores, and specialty shops, making it an enjoyable place for a leisurely afternoon of shopping and dining. Duke Farms, one of the most beautiful natural spaces in the area, features miles of scenic walking and biking trails, meadows filled with wildflowers, and tranquil lakes. The farm also offers educational programs and sustainability initiatives, making it a great place to explore.

View of Main Street in the town of Somerville, New Jersey
View of Main Street in the town of Somerville, New Jersey. Editorial credit: quiggyt4 / Shutterstock.com

At Somerville鈥檚 Summer Cruise Nights, classic cars fill Main Street every Friday, attracting music and nostalgia lovers. The Somerville Jazz Festival and seasonal farmers鈥 markets keep the town鈥檚 energy alive year-round. Robert Wood Johnson Somerset provides quality medical care, while The Delaney of Bridgewater offers modern senior living options. With its engaging community and convenient lifestyle, Somerville is a fantastic place to retire.

Top Retirement Towns in New Jersey for Your Golden Years

New Jersey offers a wealth of retirement destinations, each with its own unique appeal. Whether you鈥檙e drawn to a cultural hub like Princeton, a riverside retreat like Red Bank, or a historic gem like Haddonfield, there鈥檚 a town to suit every retirement lifestyle. These nine towns in particular are worth highlighting due to their access to regionally-applauded healthcare and senior-living arrangements, as well as the proximity of eclectic activities suited to the relaxed day-to-day living of folks in their golden years.

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