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Aerial view of downtown Norfolk, Nebraska in autumn.

8 Most Affordable Towns to Retire in Nebraska

Dust off those boots and get your cowboy hat ready. Nebraska is a state in the middle of the US. It is bordered by South Dakota, Wyoming, Colorado, Kansas, Missouri, and Iowa, offering many neighboring states to explore. Known for agriculture and its Wild West history, Nebraska features several adorable yet affordable small towns perfect for retirement. With no shortage of golf courses, museums, dining, and shopping, there is something for everyone.

York

Colorful water tower for York, Nebraska in rainbow colors, resembles a hot air balloon. Editorial credit: melissamn / Shutterstock.com
The colorful water tower for York, Nebraska, in rainbow colors, resembles a hot air balloon. Editorial credit: melissamn / Shutterstock.com

York, Nebraska, runs on simplicity and functionality. Located between Kearney and Lincoln, York is a farmer's dream town. Surrounded by acreages and farms, York also offers adorable bungalows located closer to amenities. Quirky stops and shops are sprinkled within, including the Art Deco York City Auditorium and Lee's Legendary Marbles and Collectibles. Take up a passion for home renovation and gardening with the home repair stores within town limits. Walk down the main street and indulge in a treat from a cafe, pick up some sewing supplies at a quilt shop, and sit down for lunch at one of the many restaurants. Health is a priority, with the York General Hospital and nearby pharmacies at your fingertips. Homes cost, on average, $245,000.

North Platte

Historic Canteen District as viewed N Dewey Street and E 4th Street in downtown North Platte. Editorial credit: Nagel Photography / Shutterstock.com
Historic Canteen District as viewed N Dewey Street and E 4th Street in downtown North Platte. Editorial credit: Nagel Photography / Shutterstock.com

A town with everything you can ask for. It sits on two rivers, the North Platte and the South Platte. A railroad town, it has no shortage of history and features a Railroad Museum full of interesting facts. Despite having a charming small-town feel, it also has a regional airport and well-known fast-food restaurants and department stores. Pick out the perfect home with a large yard and get to work on a garden sure to stun your neighbors. Residents can practice their swing at the Lake Maloney Golf Course. Spend an evening at the historic Canteen District located downtown. Indulge in some ice cream, shop at a local boutique, and sit down for dinner at a steakhouse. Expect to spend around $240,000 on a home.

Norfolk

Norfolk, Nebraska. In Wikipedia. https://en.wikipedia.org/wiki/Norfolk,_Nebraska By Latteinthemidwest20 - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=92898751
Norfolk, Nebraska. In Wikipedia. By Latteinthemidwest20 - Own work, BY-SA 4.0,

With no shortage of parks and trails, Norfolk will keep you active. Take a stroll through Skyview Park or explore the banks of the Elkhorn River. Do you prefer to take things slow and relaxed? Spend the afternoon at one of the many theatres, museums, and the town library. Get your shopping list done at one of the major department stores nearby, or find the perfect gift at a local shop. Sip a comforting latte at one of the many cafes, or get some lunch at a bistro. With a vibrant downtown, you can keep yourself busy and entertained. Anyone who loves to golf will love playing at the Fairplay golf course or purchasing a membership to the Norfolk Country Club. Homes cost around $294,000.

McCook

Downtown McCook, Nebraska.
Downtown McCook, Nebraska.

Blast into the past with the historical significance of McCook and its lengthy railway past. Explore the cultural significance of downtown, and while you're at it, pick up something sweet from a bakery. Catch a film at the movie theatre, or practice your game at the bowling alley. If you're looking to visit relatives or take a vacation, McCook has its own Amtrak train station. With that said, you can always host as well as the family will love one of the many inns and hotels. Whether you're single, married, or living with others, you'll find the home for you with an array of apartments and single stories. These go for around $190,000, making McCook an extremely affordable option.

Chadron

The Dawes County Courthouse in Chadron, Nebraska. Editorial credit: davidrh / Shutterstock.com
The Dawes County Courthouse in Chadron, Nebraska. Editorial credit: davidrh / Shutterstock.com

A scenic small town in Northwest Nebraska, Chadron is within driving distance of South Dakota and Wyoming, leaving you no shortage of places to experience. With its rocky terrain and the Nebraska National Forest nearby, you can get in touch with nature and take in the sights. Another great way to spend the day is hiking the cliffs or hanging out with the horses at a ranch. You can also play a game of golf at the Ridgeview Country Club. Find the perfect centerpiece at a flower shop and try something new at a downtown restaurant. The Chadron Community Hospital has you covered for any medical needs. The average home sells for around $331,000.

Gothenburg

Evening landscape at Lake Helen in the Nebraska town of Gothenburg.
Evening landscape at Lake Helen in the Nebraska town of Gothenburg.

Located near the middle of the state, Gothenburg covers all the bases. With a health center, airport, and assortment of stores, hotels, and Interstate 80, there are lots of opportunities for travel and a great day. Walk the dog at Lake Helen or trek through the trails lining the Platte River. With golf courses, museums, and churches scattered throughout town, you'll find the place for you. Make some coffee or tea and sit on your charming front porch, or stroll the neighborhood and admire the green grass lawns. Expect homes to cost around $220,000.

Broken Bow

Broken Bow, Oklahoma. In Wikipedia. https://en.wikipedia.org/wiki/Broken_Bow,_Oklahoma By ShanHams - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=48760422
Broken Bow, Oklahoma. In Wikipedia. By ShanHams - Own work, BY-SA 4.0,

A night owl's dream, Broken Bow doesn't shut its doors early. You'll have the option to grab a pint at one of the pubs or indulge in a mouthwatering steak at a grill. Experience something new at one of the breweries or attend an event at the country club. Walk the paths of Melham Park or watch some small-town baseball in Tomahawk Park. Go for a swim at the outdoor pool or catch up on some reading at the library. The average home price is around $221,000.

Ord

Ord, Nebraska. In Wikipedia. https://en.wikipedia.org/wiki/Ord,_Nebraska By Ammodramus - Own work, Public Domain, https://commons.wikimedia.org/w/index.php?curid=11658981
Ord, Nebraska. In Wikipedia. By Ammodramus - , Public Domain,

Ord is a picturesque small town with a close-knit community and no shortage of hobbies to try. Browse an antique store and take up collecting, or catch a play, musical, or concert at the Golden Husk Theatre. A great night out will involve sampling some drinks at one of the breweries and taverns. The Valley County Fair is also a fun event for the summer. Additionally, downtown Ord has many interesting old buildings that are well worth taking some photographs of. Lastly, you can be comforted knowing the Valley County Hospital is nearby, as well as medical clinics and dental offices. Homes cost about $225,000 on average.

Whether you're ready to kick back and relax or continue to explore everything this life has to offer, Nebraska has the town for you. Whatever your needs may be, you'll find the perfect place to call home. With some of the cheapest home-buying options in the country, don't break the bank. Instead, focus your time and money on treating yourself to all your favorites.

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